We Buy Houses in Chattanooga, TN

Selling a house in Chattanooga, TN

Chattanooga has neighborhoods where values have climbed fast and others where older homes need a lot of work. If you own an older house in East Lake, Highland Park, Brainerd or East Chattanooga that needs repairs, has tenants, or came to you through an estate, a cash sale can save you the cost and time of getting it market-ready.

We focus on older homes, rentals, duplexes and inherited houses in Hamilton County (ZIP 374xx). You don't need to repair, clean or stage anything, and you choose the closing date.

How closing works

In Tennessee, closings are usually handled by a title company. We use a local title company, the buyer's side covers the typical closing costs, and the title is searched before closing.

Is a cash sale right for you?

A cash offer is usually below what a fully fixed-up house would sell for. In exchange you get speed, certainty, no repairs and no commissions. If the house needs work, has tenants, came through an estate, or you need to move fast, a cash sale is often the better deal once you count repairs, holding costs and fees. And if all-cash doesn't fit, we can also buy with seller financing or by taking over your payments.

Three ways we can buy your house

1 · All cash, as-isNo repairs, no cleaning, no showings, no commissions. You pick the closing date.

2 · Seller financingA down payment, then monthly payments with interest. Often a higher price and income every month.

3 · Take over paymentsIf you have a mortgage and not much equity, we may be able to take over your monthly payments. We'll explain how it works first.

How we calculate your cash offer

No mystery. Here's the same math every serious cash buyer uses.

1 · After-repair valueWhat the house would sell for fixed up, based on recent nearby sales of similar homes.

2 · Minus repairsWhat it will really cost to bring it to that condition: roof, systems, kitchen, flooring, paint.

3 · Minus costs and marginHolding costs, closing costs, and a margin for our risk. The result is our offer, and we'll walk you through the numbers.

Example only: a house worth $200,000 fixed up that needs $25,000 of work might bring an offer around $110,000–$125,000. Every house is different.

Questions

Do you really buy houses in Chattanooga, TN?

Yes. Chattanooga, TN and the surrounding area is our home market, and we're local investors.

Do I pay any fees or commissions?

No. There are no commissions or fees, and typical closing costs are covered on the buyer's side.

How fast can you close?

Often in two to three weeks once the title search is done, or later if you need more time.

Do you buy houses that need major repairs?

Yes. We buy as-is: old roofs, foundation issues, water damage, outdated everything.

Get your cash offer