Get my offer

Behind on property taxes or dealing with liens?

Unpaid property taxes add interest and penalties every month, and in both Tennessee and Georgia the county can eventually sell the property at a tax sale.

Get your cash offer

Step 1 of 4 · The property

How we can help

Unpaid property taxes add interest and penalties every month, and in both Tennessee and Georgia the county can eventually sell the property at a tax sale. Liens from contractors, judgments or code violations can also stall a normal sale. If there's equity in the house, selling it can pay those off at closing and put the rest in your pocket.

We buy in Chattanooga, Hamilton County and North Georgia, including Rossville, Fort Oglethorpe, Ringgold, LaFayette, Chickamauga, Dalton and Trenton.

Three ways we can buy your house

1 · All cash, as-isNo repairs, no cleaning, no showings, no commissions. You pick the closing date.
2 · Seller financingA down payment, then monthly payments with interest. Often a higher price and income every month.
3 · Take over paymentsIf you have a mortgage and not much equity, we may be able to take over your monthly payments. We'll explain how it works first.

How we calculate your cash offer

No mystery. Here's the same math every serious cash buyer uses.

1 · After-repair valueWhat the house would sell for fixed up, based on recent nearby sales of similar homes.
2 · Minus repairsWhat it will really cost to bring it to that condition: roof, systems, kitchen, flooring, paint.
3 · Minus costs and marginHolding costs, closing costs, and a margin for our risk. The result is our offer, and we'll walk you through the numbers.

Example only: a house worth $200,000 fixed up that needs $25,000 of work might bring an offer around $110,000–$125,000. Every house is different.

Questions

Can I sell with back taxes owed?

Yes. Back taxes and most liens are paid from the sale proceeds at closing, and you receive what's left.

How fast can this happen?

Usually a couple of weeks once the title search is done, which matters if a tax sale date is coming up.

What if I owe more than it's worth?

Then a cash sale may not work, and we'll tell you so honestly. A HUD-approved housing counselor (free, 800-569-4287) can walk you through other options.

Does the county tell me before a tax sale?

Counties send notices, but people often miss them after a move. If you've received any notice, don't wait.

Areas we buy in

Rossville, GA · Fort Oglethorpe, GA · Ringgold, GA · LaFayette, GA · Chickamauga, GA · Dalton, GA · Trenton, GA · Chattanooga, TN · East Ridge, TN · Red Bank, TN · Hixson, TN

Situations we help with

Sell a house with code violations · Sell a fire- or water-damaged house · Sell a hoarder house, as-is · House didn't sell · Sell land or a lot · Sell an inherited house · Behind on property taxes or dealing with liens · Done being a landlord · Sell your duplex, triplex or fourplex · Facing foreclosure · Sell your house as-is, with no repairs · Sell a vacant house that's costing you money · Selling a house during a divorce